Sanitas or EGK in Region 2 of canton Fribourg?
In Region 2, EGK is CHF 276.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 478.10 a month, Sanitas to CHF 501.10. The gap is CHF 276.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to EGK is worth CHF 337.20 more a year. Agrisano
Where they stand in the region
Sanitas ranks 17 and EGK ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | EGK | Gap |
|---|---|---|---|
| 300 | CHF 576.00 | CHF 553.10 | + 22.90 |
| 500 | CHF 564.40 | CHF 541.40 | + 23.00 |
| 1'000 | CHF 535.20 | CHF 512.20 | + 23.00 |
| 1'500 | CHF 506.00 | CHF 483.10 | + 22.90 |
| 2'000 | CHF 476.90 | CHF 453.90 | + 23.00 |
| 2'500 | CHF 447.70 | CHF 424.70 | + 23.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | EGK |
|---|---|---|
| Family doctor | CHF 501.10 | CHF 484.00 |
| Other model | CHF 518.40 | CHF 478.10 |
| HMO practice | CHF 524.20 | — |
| Free choice of doctor | CHF 576.00 | CHF 553.10 |
How they moved in this region
Against 2025, Sanitas moves by + 4.6 % and EGK by + 0.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.