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Sanitas or EGK in Region 2 of canton Grisons?

In Region 2, Sanitas is CHF 798.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 448.30 a month, EGK to CHF 514.80. The gap is CHF 798.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Sanitas is worth CHF 363.60 more a year. Agrisano

Where they stand in the region

Sanitas ranks 7 and EGK ranks 22, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasEGKGap
300CHF 515.30CHF 584.90− 69.60
500CHF 503.70CHF 573.30− 69.60
1'000CHF 474.50CHF 544.10− 69.60
1'500CHF 445.30CHF 514.90− 69.60
2'000CHF 416.20CHF 485.80− 69.60
2'500CHF 387.00CHF 456.60− 69.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasEGK
Family doctorCHF 448.30CHF 545.90
Other modelCHF 448.40CHF 514.80
HMO practiceCHF 469.00—
Free choice of doctorCHF 515.30CHF 584.90

How they moved in this region

Against 2025, Sanitas moves by + 4.2 % and EGK by + 3.1 % in this region.

Sanitas, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.