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Sanitas or EGK in Region 2 of canton Ticino?

In Region 2, EGK is CHF 13.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 584.90 a month, Sanitas to CHF 586.05. The gap is CHF 13.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano

Where they stand in the region

Sanitas ranks 11 and EGK ranks 10, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasEGKGap
300CHF 673.60CHF 692.10− 18.50
500CHF 662.00CHF 680.50− 18.50
1'000CHF 632.80CHF 651.30− 18.50
1'500CHF 603.60CHF 622.10− 18.50
2'000CHF 574.50CHF 593.00− 18.50
2'500CHF 545.30CHF 563.80− 18.50

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasEGK
Family doctorCHF 586.05CHF 591.80
Other modelCHF 606.30CHF 584.90
HMO practiceCHF 613.00—
Free choice of doctorCHF 673.60CHF 692.10

How they moved in this region

Against 2025, Sanitas moves by + 5.1 % and EGK by + 5.8 % in this region.

Sanitas, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.