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Sanitas or EGK in Region 1 of canton Vaud?

In Region 1, Sanitas is CHF 664.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 571.00 a month, EGK to CHF 626.40. The gap is CHF 664.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Sanitas is worth CHF 10.80 more a year. Atupri

Where they stand in the region

Sanitas ranks 2 and EGK ranks 17, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasEGKGap
300CHF 675.70CHF 699.80− 24.10
500CHF 664.10CHF 688.20− 24.10
1'000CHF 634.90CHF 659.00− 24.10
1'500CHF 605.70CHF 629.80− 24.10
2'000CHF 576.60CHF 600.70− 24.10
2'500CHF 547.40CHF 571.50− 24.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasEGK
Other modelCHF 571.00CHF 626.40
Family doctorCHF 587.85CHF 626.40
HMO practiceCHF 614.90—
Free choice of doctorCHF 675.70CHF 699.80

How they moved in this region

Against 2025, Sanitas moves by + 2.7 % and EGK by + 3.9 % in this region.

Sanitas, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.