Sanitas or EGK in Region 2 of canton Zurich?

In Region 2, Sanitas is CHF 344.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 488.40 a month, EGK to CHF 517.10. The gap is CHF 344.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to Sanitas is worth CHF 246.00 more a year. Agrisano

Sanitas ranks 6 and EGK ranks 20, out of 27 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	EGK	Gap
300	CHF 567.80	CHF 586.90	− 19.10
500	CHF 556.20	CHF 575.30	− 19.10
1'000	CHF 527.00	CHF 546.10	− 19.10
1'500	CHF 497.80	CHF 516.90	− 19.10
2'000	CHF 468.70	CHF 487.80	− 19.10
2'500	CHF 439.50	CHF 458.60	− 19.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Sanitas moves by + 3.8 % and EGK by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.