Sanitas or KPT in Region 2 of canton Basel-Landschaft?
In Region 2, KPT is CHF 300.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 531.30 a month, Sanitas to CHF 556.30. The gap is CHF 300.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to KPT is worth CHF 438.00 more a year. Agrisano
Where they stand in the region
Sanitas ranks 14 and KPT ranks 7, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | KPT | Gap |
|---|---|---|---|
| 300 | CHF 639.40 | CHF 632.10 | + 7.30 |
| 500 | CHF 627.80 | CHF 620.50 | + 7.30 |
| 1'000 | CHF 598.60 | CHF 591.30 | + 7.30 |
| 1'500 | CHF 569.40 | CHF 562.10 | + 7.30 |
| 2'000 | CHF 540.30 | — | — |
| 2'500 | CHF 511.10 | CHF 503.80 | + 7.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | KPT |
|---|---|---|
| Family doctor | CHF 556.30 | CHF 551.50 |
| Other model | CHF 575.50 | CHF 531.30 |
| HMO practice | CHF 581.90 | CHF 551.50 |
| Free choice of doctor | CHF 639.40 | CHF 632.10 |
How they moved in this region
Against 2025, Sanitas moves by + 2.9 % and KPT by + 1.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.