Sanitas or KPT in Region 1 of canton Valais?

In Region 1, Sanitas is CHF 213.60 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 487.10 a month, KPT to CHF 504.90. The gap is CHF 213.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Sanitas is worth CHF 70.80 more a year. Atupri

Sanitas ranks 2 and KPT ranks 14, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	KPT	Gap
300	CHF 559.90	CHF 605.00	− 45.10
500	CHF 548.30	CHF 593.40	− 45.10
1'000	CHF 519.10	CHF 564.20	− 45.10
1'500	CHF 489.90	CHF 535.00	− 45.10
2'000	CHF 460.80	—	—
2'500	CHF 431.60	CHF 476.70	− 45.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Sanitas moves by + 4.6 % and KPT by + 4.8 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.