Sanitas or KPT in Region 2 of canton Valais?
In Region 2, KPT is CHF 583.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 443.80 a month, Sanitas to CHF 492.40. The gap is CHF 583.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano
Where they stand in the region
Sanitas ranks 22 and KPT ranks 9, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | KPT | Gap |
|---|---|---|---|
| 300 | CHF 566.00 | CHF 522.70 | + 43.30 |
| 500 | CHF 554.40 | CHF 511.10 | + 43.30 |
| 1'000 | CHF 525.20 | CHF 481.90 | + 43.30 |
| 1'500 | CHF 496.00 | CHF 452.70 | + 43.30 |
| 2'000 | CHF 466.90 | — | — |
| 2'500 | CHF 437.70 | CHF 394.40 | + 43.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | KPT |
|---|---|---|
| Family doctor | CHF 492.40 | CHF 447.80 |
| Other model | CHF 509.40 | CHF 443.80 |
| HMO practice | CHF 515.10 | — |
| Free choice of doctor | CHF 566.00 | CHF 522.70 |
How they moved in this region
Against 2025, Sanitas moves by + 2.5 % and KPT by + 4.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.