Sanitas or KPT in Region 2 of canton Vaud?

In Region 2, Sanitas is CHF 10.80 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 561.60 a month, KPT to CHF 562.50. The gap is CHF 10.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Sanitas is worth CHF 291.60 more a year. Assura-Basis

Where they stand in the region

Sanitas ranks 11 and KPT ranks 13, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	KPT	Gap
300	CHF 668.50	CHF 671.10	− 2.60
500	CHF 656.90	CHF 659.50	− 2.60
1'000	CHF 627.70	CHF 630.30	− 2.60
1'500	CHF 598.50	CHF 601.10	− 2.60
2'000	CHF 569.40	—	—
2'500	CHF 540.20	CHF 542.80	− 2.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

Model	Sanitas	KPT
Other model	CHF 561.60	CHF 562.50
Family doctor	CHF 581.60	CHF 589.70
HMO practice	CHF 608.40	CHF 568.00
Free choice of doctor	CHF 668.50	CHF 671.10

How they moved in this region

Against 2025, Sanitas moves by + 0.4 % and KPT by + 4.3 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.