Sanitas or Mutuel in Region 1 of canton Basel-Landschaft?
In Region 1, Sanitas is CHF 169.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 558.30 a month, Mutuel to CHF 572.40. The gap is CHF 169.20 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 1 and Mutuel ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 656.80 | CHF 669.40 | − 12.60 |
| 500 | CHF 645.20 | CHF 657.90 | − 12.70 |
| 1'000 | CHF 616.00 | CHF 628.90 | − 12.90 |
| 1'500 | CHF 586.80 | CHF 599.40 | − 12.60 |
| 2'000 | CHF 557.70 | CHF 570.40 | − 12.70 |
| 2'500 | CHF 528.50 | CHF 541.40 | − 12.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Mutuel |
|---|---|---|
| Other model | CHF 558.30 | CHF 572.40 |
| Family doctor | CHF 571.40 | CHF 609.20 |
| HMO practice | CHF 597.70 | CHF 589.10 |
| Free choice of doctor | CHF 656.80 | CHF 669.40 |
How they moved in this region
Against 2025, Sanitas moves by + 3.0 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.