Sanitas or Mutuel in Region 2 of canton Basel-Landschaft?
In Region 2, Mutuel is CHF 219.60 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 538.00 a month, Sanitas to CHF 556.30. The gap is CHF 219.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Mutuel is worth CHF 518.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 14 and Mutuel ranks 8, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 639.40 | CHF 629.30 | + 10.10 |
| 500 | CHF 627.80 | CHF 617.80 | + 10.00 |
| 1'000 | CHF 598.60 | CHF 588.80 | + 9.80 |
| 1'500 | CHF 569.40 | CHF 559.30 | + 10.10 |
| 2'000 | CHF 540.30 | CHF 530.30 | + 10.00 |
| 2'500 | CHF 511.10 | CHF 501.30 | + 9.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Mutuel |
|---|---|---|
| Family doctor | CHF 556.30 | CHF 572.70 |
| Other model | CHF 575.50 | CHF 538.00 |
| HMO practice | CHF 581.90 | CHF 553.80 |
| Free choice of doctor | CHF 639.40 | CHF 629.30 |
How they moved in this region
Against 2025, Sanitas moves by + 2.9 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.