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Sanitas or Mutuel in Region 2 of canton Valais?

In Region 2, Mutuel is CHF 171.60 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 478.10 a month, Sanitas to CHF 492.40. The gap is CHF 171.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Mutuel is worth CHF 861.60 more a year. Agrisano

Where they stand in the region

Sanitas ranks 22 and Mutuel ranks 21, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasMutuelGap
300CHF 566.00CHF 569.10− 3.10
500CHF 554.40CHF 557.60− 3.20
1'000CHF 525.20CHF 528.60− 3.40
1'500CHF 496.00CHF 499.10− 3.10
2'000CHF 466.90CHF 470.10− 3.20
2'500CHF 437.70CHF 441.10− 3.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasMutuel
Family doctorCHF 492.40CHF 517.90
Other modelCHF 509.40CHF 478.10
HMO practiceCHF 515.10CHF 500.80
Free choice of doctorCHF 566.00CHF 569.10

How they moved in this region

Against 2025, Sanitas moves by + 2.5 % and Mutuel by + 6.2 % in this region.

Sanitas, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.