Sanitas or ÖKK in Region 2 of canton Basel-Landschaft?
In Region 2, ÖKK is CHF 427.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.70 a month, Sanitas to CHF 556.30. The gap is CHF 427.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
Sanitas ranks 14 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 639.40 | CHF 585.00 | + 54.40 |
| 500 | CHF 627.80 | CHF 573.40 | + 54.40 |
| 1'000 | CHF 598.60 | CHF 544.20 | + 54.40 |
| 1'500 | CHF 569.40 | CHF 515.00 | + 54.40 |
| 2'000 | CHF 540.30 | CHF 485.90 | + 54.40 |
| 2'500 | CHF 511.10 | CHF 456.70 | + 54.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | ÖKK |
|---|---|---|
| Family doctor | CHF 556.30 | CHF 526.50 |
| Other model | CHF 575.50 | CHF 526.50 |
| HMO practice | CHF 581.90 | CHF 520.70 |
| Free choice of doctor | CHF 639.40 | CHF 585.00 |
How they moved in this region
Against 2025, Sanitas moves by + 2.9 % and ÖKK by + 5.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.