Sanitas or ÖKK in Region 2 of canton Ticino?
In Region 2, ÖKK is CHF 142.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 574.20 a month, Sanitas to CHF 586.05. The gap is CHF 142.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to ÖKK is worth CHF 422.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 11 and ÖKK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 673.60 | CHF 660.00 | + 13.60 |
| 500 | CHF 662.00 | CHF 648.40 | + 13.60 |
| 1'000 | CHF 632.80 | CHF 619.20 | + 13.60 |
| 1'500 | CHF 603.60 | CHF 590.00 | + 13.60 |
| 2'000 | CHF 574.50 | CHF 560.90 | + 13.60 |
| 2'500 | CHF 545.30 | CHF 531.70 | + 13.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | ÖKK |
|---|---|---|
| Family doctor | CHF 586.05 | CHF 594.00 |
| Other model | CHF 606.30 | CHF 603.90 |
| HMO practice | CHF 613.00 | CHF 574.20 |
| Free choice of doctor | CHF 673.60 | CHF 660.00 |
How they moved in this region
Against 2025, Sanitas moves by + 5.1 % and ÖKK by + 7.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.