Sanitas or ÖKK in Region 2 of canton Valais?
In Region 2, ÖKK is CHF 724.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 432.00 a month, Sanitas to CHF 492.40. The gap is CHF 724.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to ÖKK is worth CHF 308.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 22 and ÖKK ranks 6, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 566.00 | CHF 480.00 | + 86.00 |
| 500 | CHF 554.40 | CHF 468.40 | + 86.00 |
| 1'000 | CHF 525.20 | CHF 439.20 | + 86.00 |
| 1'500 | CHF 496.00 | CHF 410.00 | + 86.00 |
| 2'000 | CHF 466.90 | CHF 380.90 | + 86.00 |
| 2'500 | CHF 437.70 | CHF 351.70 | + 86.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | ÖKK |
|---|---|---|
| Family doctor | CHF 492.40 | CHF 432.00 |
| Other model | CHF 509.40 | CHF 432.00 |
| HMO practice | CHF 515.10 | CHF 456.00 |
| Free choice of doctor | CHF 566.00 | CHF 480.00 |
How they moved in this region
Against 2025, Sanitas moves by + 2.5 % and ÖKK by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.