BASE
- Grundversicherung

Sumiswalder offers basic cover in 21 cantons. Benefits are set by law and identical at every insurer: what sets Sumiswalder apart is its price and its models.
Sumiswalder Krankenkasse · Official website
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
This insurer is the cheapest in 1 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 1'005.60 a year.
On a like-for-like footprint, Sumiswalder's median premium went from CHF 296.70 in 2015 to CHF 484.10 in 2026 — +63.2 %.
That is more than the market median (+47.6 %): Sumiswalder rose faster than the average insurer.
Today Sumiswalder is the 8th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 485.80 |
| Appenzell Innerrhoden | 1 | CHF 412.00 |
| Appenzell Ausserrhoden | 1 | CHF 471.80 |
| Bern | 3 | CHF 481.30 |
| Basel-Landschaft | 2 | CHF 562.40 |
| Basel-Stadt | 1 | CHF 696.90 |
| Fribourg | 2 | CHF 503.90 |
| Glarus | 1 | CHF 474.40 |
| Grisons | 3 | CHF 424.60 |
| Lucerne | 3 | CHF 449.70 |
| Nidwalden | 1 | CHF 442.40 |
| Obwalden | 1 | CHF 439.20 |
| St. Gallen | 3 | CHF 455.00 |
| Schaffhausen | 2 | CHF 487.40 |
| Solothurn | 1 | CHF 530.10 |
| Schwyz | 1 | CHF 457.10 |
| Thurgau | 1 | CHF 485.30 |
| Uri | 1 | CHF 427.30 |
| Valais | 2 | CHF 456.50 |
| Zug | 1 | CHF 408.10 |
| Zurich | 3 | CHF 465.60 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.