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SWICA or Assura-Basis in Region 1 of canton Basel-Landschaft?

In Region 1, SWICA is CHF 86.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 570.10 a month, Assura-Basis to CHF 577.30. The gap is CHF 86.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to SWICA is worth CHF 141.60 more a year. Sanitas

Where they stand in the region

SWICA ranks 6 and Assura-Basis ranks 11, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 674.60CHF 671.20+ 3.40
500CHF 663.00CHF 659.60+ 3.40
1'000CHF 633.80CHF 630.40+ 3.40
1'500CHF 604.60CHF 601.20+ 3.40
2'000CHF 575.50CHF 572.10+ 3.40
2'500CHF 546.30CHF 542.90+ 3.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 570.10CHF 577.30
HMO practiceCHF 573.50—
Other modelCHF 612.20—
Free choice of doctorCHF 674.60CHF 671.20

How they moved in this region

Against 2025, SWICA moves by + 3.5 % and Assura-Basis by + 1.5 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.