SWICA or Assura-Basis in Region 2 of canton Basel-Landschaft?
In Region 2, Assura-Basis is CHF 85.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 531.20 a month, SWICA to CHF 538.30. The gap is CHF 85.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Assura-Basis is worth CHF 436.80 more a year. Agrisano
Where they stand in the region
SWICA ranks 9 and Assura-Basis ranks 5, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 625.90 | CHF 617.60 | + 8.30 |
| 500 | CHF 614.30 | CHF 606.00 | + 8.30 |
| 1'000 | CHF 585.10 | CHF 576.80 | + 8.30 |
| 1'500 | CHF 555.90 | CHF 547.60 | + 8.30 |
| 2'000 | CHF 526.80 | CHF 518.50 | + 8.30 |
| 2'500 | CHF 497.60 | CHF 489.30 | + 8.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Assura-Basis |
|---|---|---|
| Family doctor | CHF 538.30 | CHF 531.20 |
| HMO practice | CHF 541.50 | — |
| Other model | CHF 568.10 | — |
| Free choice of doctor | CHF 625.90 | CHF 617.60 |
How they moved in this region
Against 2025, SWICA moves by + 3.5 % and Assura-Basis by + 1.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.