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SWICA or Assura-Basis in Region 2 of canton Fribourg?

In Region 2, SWICA is CHF 138.00 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 480.90 a month, Assura-Basis to CHF 492.40. The gap is CHF 138.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to SWICA is worth CHF 370.80 more a year. Agrisano

Where they stand in the region

SWICA ranks 13 and Assura-Basis ranks 16, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 572.50CHF 565.90+ 6.60
500CHF 560.90CHF 554.30+ 6.60
1'000CHF 531.70CHF 525.10+ 6.60
1'500CHF 502.50CHF 495.90+ 6.60
2'000CHF 473.40CHF 466.80+ 6.60
2'500CHF 444.20CHF 437.60+ 6.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 480.90CHF 492.40
HMO practiceCHF 492.40—
Other modelCHF 538.20CHF 495.20
Free choice of doctorCHF 572.50CHF 565.90

How they moved in this region

Against 2025, SWICA moves by + 0.9 % and Assura-Basis by + 4.6 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.