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SWICA or Assura-Basis in Region 1 of canton Ticino?

In Region 1, Assura-Basis is CHF 620.40 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 617.80 a month, SWICA to CHF 669.50. The gap is CHF 620.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Assura-Basis is worth CHF 406.80 more a year. Agrisano

Where they stand in the region

SWICA ranks 16 and Assura-Basis ranks 6, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 826.50CHF 735.40+ 91.10
500CHF 814.90CHF 723.80+ 91.10
1'000CHF 785.70CHF 694.60+ 91.10
1'500CHF 756.50CHF 665.40+ 91.10
2'000CHF 727.40CHF 636.30+ 91.10
2'500CHF 698.20CHF 607.10+ 91.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 669.50CHF 617.80
HMO practiceCHF 719.10—
Other modelCHF 768.70—
Free choice of doctorCHF 826.50CHF 735.40

How they moved in this region

Against 2025, SWICA moves by + 7.5 % and Assura-Basis by + 11.0 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.