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SWICA or Assura-Basis in Region 2 of canton Valais?

In Region 2, Assura-Basis is CHF 10.80 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 447.50 a month, SWICA to CHF 448.40. The gap is CHF 10.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Assura-Basis is worth CHF 494.40 more a year. Agrisano

Where they stand in the region

SWICA ranks 13 and Assura-Basis ranks 12, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 515.30CHF 505.60+ 9.70
500CHF 503.70CHF 494.00+ 9.70
1'000CHF 474.50CHF 464.80+ 9.70
1'500CHF 445.30CHF 435.60+ 9.70
2'000CHF 416.20CHF 406.50+ 9.70
2'500CHF 387.00CHF 377.30+ 9.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 448.40CHF 447.50
Other modelCHF 474.10CHF 450.00
Free choice of doctorCHF 515.30CHF 505.60

How they moved in this region

Against 2025, SWICA moves by + 1.5 % and Assura-Basis by + 6.5 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.