Skip to content
Sophie

SWICA or Assura-Basis in Region 1 of canton Vaud?

In Region 1, Assura-Basis is CHF 32.40 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 578.90 a month, SWICA to CHF 581.60. The gap is CHF 32.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Assura-Basis is worth CHF 105.60 more a year. Atupri

Where they stand in the region

SWICA ranks 7 and Assura-Basis ranks 4, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 727.00CHF 669.20+ 57.80
500CHF 715.40CHF 657.60+ 57.80
1'000CHF 686.20CHF 628.40+ 57.80
1'500CHF 657.00CHF 599.20+ 57.80
2'000CHF 627.90CHF 570.10+ 57.80
2'500CHF 598.70CHF 540.90+ 57.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
HMO practiceCHF 581.60—
Family doctorCHF 585.30CHF 578.90
Other modelCHF 676.20CHF 595.60
Free choice of doctorCHF 727.00CHF 669.20

How they moved in this region

Against 2025, SWICA moves by + 5.1 % and Assura-Basis by + 4.4 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.