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SWICA or Assura-Basis in Region 2 of canton Vaud?

In Region 2, Assura-Basis is CHF 258.00 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 537.30 a month, SWICA to CHF 558.80. The gap is CHF 258.00 a year, 300-franc deductible, accident cover included.

What the question hides

Assura-Basis is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

SWICA ranks 9 and Assura-Basis ranks 1, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 698.50CHF 621.10+ 77.40
500CHF 686.90CHF 609.50+ 77.40
1'000CHF 657.70CHF 580.30+ 77.40
1'500CHF 628.50CHF 551.10+ 77.40
2'000CHF 599.40CHF 522.00+ 77.40
2'500CHF 570.20CHF 492.80+ 77.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
HMO practiceCHF 558.80—
Family doctorCHF 562.30CHF 537.30
Other modelCHF 649.70CHF 552.80
Free choice of doctorCHF 698.50CHF 621.10

How they moved in this region

Against 2025, SWICA moves by + 5.1 % and Assura-Basis by + 7.1 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.