SWICA or Atupri in Region 1 of canton Basel-Landschaft?
In Region 1, Atupri is CHF 136.80 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 558.70 a month, SWICA to CHF 570.10. The gap is CHF 136.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to Atupri is worth CHF 4.80 more a year. Sanitas
Where they stand in the region
SWICA ranks 6 and Atupri ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 674.60 | CHF 640.30 | + 34.30 |
| 500 | CHF 663.00 | CHF 628.70 | + 34.30 |
| 1'000 | CHF 633.80 | CHF 599.50 | + 34.30 |
| 1'500 | CHF 604.60 | CHF 570.30 | + 34.30 |
| 2'000 | CHF 575.50 | CHF 541.20 | + 34.30 |
| 2'500 | CHF 546.30 | CHF 512.00 | + 34.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Atupri |
|---|---|---|
| Family doctor | CHF 570.10 | CHF 558.70 |
| HMO practice | CHF 573.50 | CHF 558.70 |
| Other model | CHF 612.20 | CHF 563.50 |
| Free choice of doctor | CHF 674.60 | CHF 640.30 |
How they moved in this region
Against 2025, SWICA moves by + 3.5 % and Atupri by + 5.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.