SWICA or Atupri in Region 2 of canton Basel-Landschaft?
In Region 2, SWICA is CHF 30.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
SWICA comes down to CHF 538.30 a month, Atupri to CHF 540.80. The gap is CHF 30.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to SWICA is worth CHF 522.00 more a year. Agrisano
Where they stand in the region
SWICA ranks 9 and Atupri ranks 10, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 625.90 | CHF 615.30 | + 10.60 |
| 500 | CHF 614.30 | CHF 603.70 | + 10.60 |
| 1'000 | CHF 585.10 | CHF 574.50 | + 10.60 |
| 1'500 | CHF 555.90 | CHF 545.30 | + 10.60 |
| 2'000 | CHF 526.80 | CHF 516.20 | + 10.60 |
| 2'500 | CHF 497.60 | CHF 487.00 | + 10.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Atupri |
|---|---|---|
| Family doctor | CHF 538.30 | CHF 552.50 |
| HMO practice | CHF 541.50 | CHF 540.80 |
| Other model | CHF 568.10 | CHF 546.40 |
| Free choice of doctor | CHF 625.90 | CHF 615.30 |
How they moved in this region
Against 2025, SWICA moves by + 3.5 % and Atupri by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.