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SWICA or Atupri in Region 2 of canton Grisons?

In Region 2, SWICA is CHF 228.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 450.00 a month, Atupri to CHF 469.00. The gap is CHF 228.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to SWICA is worth CHF 384.00 more a year. Agrisano

Where they stand in the region

SWICA ranks 9 and Atupri ranks 13, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAtupriGap
300CHF 535.60CHF 537.90− 2.30
500CHF 524.00CHF 526.30− 2.30
1'000CHF 494.80CHF 497.10− 2.30
1'500CHF 465.60CHF 467.90− 2.30
2'000CHF 436.50CHF 438.80− 2.30
2'500CHF 407.30CHF 409.60− 2.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAtupri
Family doctorCHF 450.00CHF 469.00
Other modelCHF 503.50CHF 473.40
Free choice of doctorCHF 535.60CHF 537.90

How they moved in this region

Against 2025, SWICA moves by + 6.4 % and Atupri by + 4.7 % in this region.

SWICA, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.