SWICA or Atupri in Region 2 of canton Ticino?
In Region 2, Atupri is CHF 829.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 576.70 a month, SWICA to CHF 645.80. The gap is CHF 829.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Atupri is worth CHF 452.40 more a year. Agrisano
Where they stand in the region
SWICA ranks 17 and Atupri ranks 7, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 797.20 | CHF 683.30 | + 113.90 |
| 500 | CHF 785.60 | CHF 671.70 | + 113.90 |
| 1'000 | CHF 756.40 | CHF 642.50 | + 113.90 |
| 1'500 | CHF 727.20 | CHF 613.30 | + 113.90 |
| 2'000 | CHF 698.10 | CHF 584.20 | + 113.90 |
| 2'500 | CHF 668.90 | CHF 555.00 | + 113.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Atupri |
|---|---|---|
| Family doctor | CHF 645.80 | CHF 621.80 |
| HMO practice | CHF 661.70 | CHF 576.70 |
| Other model | CHF 741.40 | CHF 601.30 |
| Free choice of doctor | CHF 797.20 | CHF 683.30 |
How they moved in this region
Against 2025, SWICA moves by + 7.5 % and Atupri by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.