SWICA or Atupri in Region 2 of canton Valais?
In Region 2, Atupri is CHF 219.60 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 430.10 a month, SWICA to CHF 448.40. The gap is CHF 219.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Atupri is worth CHF 285.60 more a year. Agrisano
Where they stand in the region
SWICA ranks 13 and Atupri ranks 5, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 515.30 | CHF 492.70 | + 22.60 |
| 500 | CHF 503.70 | CHF 481.10 | + 22.60 |
| 1'000 | CHF 474.50 | CHF 451.90 | + 22.60 |
| 1'500 | CHF 445.30 | CHF 422.70 | + 22.60 |
| 2'000 | CHF 416.20 | CHF 393.60 | + 22.60 |
| 2'500 | CHF 387.00 | CHF 364.40 | + 22.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Atupri |
|---|---|---|
| Family doctor | CHF 448.40 | CHF 448.40 |
| Other model | CHF 474.10 | CHF 430.10 |
| Free choice of doctor | CHF 515.30 | CHF 492.70 |
How they moved in this region
Against 2025, SWICA moves by + 1.5 % and Atupri by + 4.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.