SWICA or Atupri in Region 1 of canton Vaud?
In Region 1, Atupri is CHF 138.00 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 570.10 a month, SWICA to CHF 581.60. The gap is CHF 138.00 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
SWICA ranks 7 and Atupri ranks 1, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 727.00 | CHF 649.30 | + 77.70 |
| 500 | CHF 715.40 | CHF 637.70 | + 77.70 |
| 1'000 | CHF 686.20 | CHF 608.50 | + 77.70 |
| 1'500 | CHF 657.00 | CHF 579.30 | + 77.70 |
| 2'000 | CHF 627.90 | CHF 550.20 | + 77.70 |
| 2'500 | CHF 598.70 | CHF 521.00 | + 77.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Atupri |
|---|---|---|
| HMO practice | CHF 581.60 | CHF 570.10 |
| Family doctor | CHF 585.30 | CHF 610.30 |
| Other model | CHF 676.20 | CHF 583.40 |
| Free choice of doctor | CHF 727.00 | CHF 649.30 |
How they moved in this region
Against 2025, SWICA moves by + 5.1 % and Atupri by + 4.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.