SWICA or CONCORDIA in Region 1 of canton Basel-Landschaft?
In Region 1, SWICA is CHF 278.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
SWICA comes down to CHF 570.10 a month, CONCORDIA to CHF 593.30. The gap is CHF 278.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to SWICA is worth CHF 141.60 more a year. Sanitas
Where they stand in the region
SWICA ranks 6 and CONCORDIA ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 674.60 | CHF 685.80 | − 11.20 |
| 500 | CHF 663.00 | CHF 674.20 | − 11.20 |
| 1'000 | CHF 633.80 | CHF 645.00 | − 11.20 |
| 1'500 | CHF 604.60 | CHF 615.80 | − 11.20 |
| 2'000 | CHF 575.50 | CHF 586.70 | − 11.20 |
| 2'500 | CHF 546.30 | CHF 557.50 | − 11.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | CONCORDIA |
|---|---|---|
| Family doctor | CHF 570.10 | CHF 603.60 |
| HMO practice | CHF 573.50 | CHF 593.30 |
| Other model | CHF 612.20 | CHF 593.30 |
| Free choice of doctor | CHF 674.60 | CHF 685.80 |
How they moved in this region
Against 2025, SWICA moves by + 3.5 % and CONCORDIA by + 9.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.