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SWICA or EGK in Region 1 of canton Basel-Landschaft?

In Region 1, SWICA is CHF 822.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 570.10 a month, EGK to CHF 638.60. The gap is CHF 822.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to SWICA is worth CHF 141.60 more a year. Sanitas

Where they stand in the region

SWICA ranks 6 and EGK ranks 20, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 674.60CHF 751.20− 76.60
500CHF 663.00CHF 739.60− 76.60
1'000CHF 633.80CHF 710.40− 76.60
1'500CHF 604.60CHF 681.20− 76.60
2'000CHF 575.50CHF 652.10− 76.60
2'500CHF 546.30CHF 622.90− 76.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 570.10CHF 650.80
HMO practiceCHF 573.50—
Other modelCHF 612.20CHF 638.60
Free choice of doctorCHF 674.60CHF 751.20

How they moved in this region

Against 2025, SWICA moves by + 3.5 % and EGK by + 4.3 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.