SWICA or EGK in Region 2 of canton Basel-Landschaft?

In Region 2, SWICA is CHF 117.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 538.30 a month, EGK to CHF 548.10. The gap is CHF 117.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to SWICA is worth CHF 522.00 more a year. Agrisano

SWICA ranks 9 and EGK ranks 11, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	EGK	Gap
300	CHF 625.90	CHF 672.40	− 46.50
500	CHF 614.30	CHF 660.70	− 46.40
1'000	CHF 585.10	CHF 631.50	− 46.40
1'500	CHF 555.90	CHF 602.40	− 46.50
2'000	CHF 526.80	CHF 573.20	− 46.40
2'500	CHF 497.60	CHF 544.00	− 46.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 3.5 % and EGK by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.