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SWICA or EGK in Region 1 of canton Ticino?

In Region 1, EGK is CHF 439.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 632.90 a month, SWICA to CHF 669.50. The gap is CHF 439.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to EGK is worth CHF 588.00 more a year. Agrisano

Where they stand in the region

SWICA ranks 16 and EGK ranks 11, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 826.50CHF 740.20+ 86.30
500CHF 814.90CHF 728.60+ 86.30
1'000CHF 785.70CHF 699.40+ 86.30
1'500CHF 756.50CHF 670.20+ 86.30
2'000CHF 727.40CHF 641.10+ 86.30
2'500CHF 698.20CHF 611.90+ 86.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 669.50CHF 632.90
HMO practiceCHF 719.10—
Other modelCHF 768.70CHF 632.90
Free choice of doctorCHF 826.50CHF 740.20

How they moved in this region

Against 2025, SWICA moves by + 7.5 % and EGK by + 5.2 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.