Skip to content
Sophie

SWICA or EGK in Region 2 of canton Ticino?

In Region 2, EGK is CHF 730.80 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 584.90 a month, SWICA to CHF 645.80. The gap is CHF 730.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano

Where they stand in the region

SWICA ranks 17 and EGK ranks 10, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 797.20CHF 692.10+ 105.10
500CHF 785.60CHF 680.50+ 105.10
1'000CHF 756.40CHF 651.30+ 105.10
1'500CHF 727.20CHF 622.10+ 105.10
2'000CHF 698.10CHF 593.00+ 105.10
2'500CHF 668.90CHF 563.80+ 105.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 645.80CHF 591.80
HMO practiceCHF 661.70—
Other modelCHF 741.40CHF 584.90
Free choice of doctorCHF 797.20CHF 692.10

How they moved in this region

Against 2025, SWICA moves by + 7.5 % and EGK by + 5.8 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.