SWICA or EGK in Region 1 of canton Valais?
In Region 1, SWICA is CHF 439.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
SWICA comes down to CHF 493.80 a month, EGK to CHF 530.40. The gap is CHF 439.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to SWICA is worth CHF 151.20 more a year. Atupri
Where they stand in the region
SWICA ranks 4 and EGK ranks 20, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 594.90 | CHF 586.00 | + 8.90 |
| 500 | CHF 583.30 | CHF 574.40 | + 8.90 |
| 1'000 | CHF 554.10 | CHF 545.20 | + 8.90 |
| 1'500 | CHF 524.90 | CHF 516.00 | + 8.90 |
| 2'000 | CHF 495.80 | CHF 486.90 | + 8.90 |
| 2'500 | CHF 466.60 | CHF 457.70 | + 8.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | EGK |
|---|---|---|
| Family doctor | CHF 493.80 | CHF 565.50 |
| Other model | CHF 547.40 | CHF 530.40 |
| Free choice of doctor | CHF 594.90 | CHF 586.00 |
How they moved in this region
Against 2025, SWICA moves by + 0.9 % and EGK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.