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SWICA or EGK in Region 2 of canton Valais?

In Region 2, SWICA is CHF 290.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 448.40 a month, EGK to CHF 472.60. The gap is CHF 290.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to SWICA is worth CHF 505.20 more a year. Agrisano

Where they stand in the region

SWICA ranks 13 and EGK ranks 19, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 515.30CHF 539.20− 23.90
500CHF 503.70CHF 527.50− 23.80
1'000CHF 474.50CHF 498.30− 23.80
1'500CHF 445.30CHF 469.20− 23.90
2'000CHF 416.20CHF 440.00− 23.80
2'500CHF 387.00CHF 410.80− 23.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 448.40CHF 472.60
Other modelCHF 474.10CHF 479.90
Free choice of doctorCHF 515.30CHF 539.20

How they moved in this region

Against 2025, SWICA moves by + 1.5 % and EGK by + 1.5 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.