SWICA or EGK in Region 1 of canton Vaud?
In Region 1, SWICA is CHF 537.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
SWICA comes down to CHF 581.60 a month, EGK to CHF 626.40. The gap is CHF 537.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to SWICA is worth CHF 138.00 more a year. Atupri
Where they stand in the region
SWICA ranks 7 and EGK ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 727.00 | CHF 699.80 | + 27.20 |
| 500 | CHF 715.40 | CHF 688.20 | + 27.20 |
| 1'000 | CHF 686.20 | CHF 659.00 | + 27.20 |
| 1'500 | CHF 657.00 | CHF 629.80 | + 27.20 |
| 2'000 | CHF 627.90 | CHF 600.70 | + 27.20 |
| 2'500 | CHF 598.70 | CHF 571.50 | + 27.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | EGK |
|---|---|---|
| HMO practice | CHF 581.60 | — |
| Family doctor | CHF 585.30 | CHF 626.40 |
| Other model | CHF 676.20 | CHF 626.40 |
| Free choice of doctor | CHF 727.00 | CHF 699.80 |
How they moved in this region
Against 2025, SWICA moves by + 5.1 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.