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SWICA or EGK in Region 2 of canton Zurich?

In Region 2, SWICA is CHF 240.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 497.10 a month, EGK to CHF 517.10. The gap is CHF 240.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to SWICA is worth CHF 350.40 more a year. Agrisano

Where they stand in the region

SWICA ranks 12 and EGK ranks 20, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 583.10CHF 586.90− 3.80
500CHF 571.50CHF 575.30− 3.80
1'000CHF 542.30CHF 546.10− 3.80
1'500CHF 513.10CHF 516.90− 3.80
2'000CHF 484.00CHF 487.80− 3.80
2'500CHF 454.80CHF 458.60− 3.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 497.10CHF 528.30
HMO practiceCHF 501.50—
Other modelCHF 535.00CHF 517.10
Free choice of doctorCHF 583.10CHF 586.90

How they moved in this region

Against 2025, SWICA moves by + 5.0 % and EGK by + 4.2 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.