SWICA or KPT in Region 2 of canton Basel-Landschaft?

In Region 2, KPT is CHF 84.00 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 531.30 a month, SWICA to CHF 538.30. The gap is CHF 84.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to KPT is worth CHF 438.00 more a year. Agrisano

SWICA ranks 9 and KPT ranks 7, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	KPT	Gap
300	CHF 625.90	CHF 632.10	− 6.20
500	CHF 614.30	CHF 620.50	− 6.20
1'000	CHF 585.10	CHF 591.30	− 6.20
1'500	CHF 555.90	CHF 562.10	− 6.20
2'000	CHF 526.80	—	—
2'500	CHF 497.60	CHF 503.80	− 6.20

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 3.5 % and KPT by + 1.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.