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SWICA or KPT in Region 1 of canton Valais?

In Region 1, SWICA is CHF 133.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 493.80 a month, KPT to CHF 504.90. The gap is CHF 133.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to SWICA is worth CHF 151.20 more a year. Atupri

Where they stand in the region

SWICA ranks 4 and KPT ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAKPTGap
300CHF 594.90CHF 605.00− 10.10
500CHF 583.30CHF 593.40− 10.10
1'000CHF 554.10CHF 564.20− 10.10
1'500CHF 524.90CHF 535.00− 10.10
2'000CHF 495.80——
2'500CHF 466.60CHF 476.70− 10.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAKPT
Family doctorCHF 493.80CHF 504.90
Other modelCHF 547.40CHF 509.70
Free choice of doctorCHF 594.90CHF 605.00

How they moved in this region

Against 2025, SWICA moves by + 0.9 % and KPT by + 4.8 % in this region.

SWICA, KPT, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.