Skip to content
Sophie

SWICA or KPT in Region 2 of canton Valais?

In Region 2, KPT is CHF 55.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 443.80 a month, SWICA to CHF 448.40. The gap is CHF 55.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano

Where they stand in the region

SWICA ranks 13 and KPT ranks 9, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAKPTGap
300CHF 515.30CHF 522.70− 7.40
500CHF 503.70CHF 511.10− 7.40
1'000CHF 474.50CHF 481.90− 7.40
1'500CHF 445.30CHF 452.70− 7.40
2'000CHF 416.20——
2'500CHF 387.00CHF 394.40− 7.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAKPT
Family doctorCHF 448.40CHF 447.80
Other modelCHF 474.10CHF 443.80
Free choice of doctorCHF 515.30CHF 522.70

How they moved in this region

Against 2025, SWICA moves by + 1.5 % and KPT by + 4.2 % in this region.

SWICA, KPT, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.