SWICA or Mutuel in Region 2 of canton Basel-Landschaft?

In Region 2, Mutuel is CHF 3.60 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 538.00 a month, SWICA to CHF 538.30. The gap is CHF 3.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Mutuel is worth CHF 518.40 more a year. Agrisano

SWICA ranks 9 and Mutuel ranks 8, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	Mutuel	Gap
300	CHF 625.90	CHF 629.30	− 3.40
500	CHF 614.30	CHF 617.80	− 3.50
1'000	CHF 585.10	CHF 588.80	− 3.70
1'500	CHF 555.90	CHF 559.30	− 3.40
2'000	CHF 526.80	CHF 530.30	− 3.50
2'500	CHF 497.60	CHF 501.30	− 3.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 3.5 % and Mutuel by + 4.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.