Skip to content
Sophie

SWICA or Mutuel in Region 2 of canton Valais?

In Region 2, SWICA is CHF 356.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 448.40 a month, Mutuel to CHF 478.10. The gap is CHF 356.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to SWICA is worth CHF 505.20 more a year. Agrisano

Where they stand in the region

SWICA ranks 13 and Mutuel ranks 21, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAMutuelGap
300CHF 515.30CHF 569.10− 53.80
500CHF 503.70CHF 557.60− 53.90
1'000CHF 474.50CHF 528.60− 54.10
1'500CHF 445.30CHF 499.10− 53.80
2'000CHF 416.20CHF 470.10− 53.90
2'500CHF 387.00CHF 441.10− 54.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAMutuel
Family doctorCHF 448.40CHF 517.90
Other modelCHF 474.10CHF 478.10
Free choice of doctorCHF 515.30CHF 569.10
HMO practice—CHF 500.80

How they moved in this region

Against 2025, SWICA moves by + 1.5 % and Mutuel by + 6.2 % in this region.

SWICA, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.