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SWICA or ÖKK in Region 2 of canton Basel-Landschaft?

In Region 2, ÖKK is CHF 211.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

ÖKK comes down to CHF 520.70 a month, SWICA to CHF 538.30. The gap is CHF 211.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano

Where they stand in the region

SWICA ranks 9 and ÖKK ranks 2, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAÖKKGap
300CHF 625.90CHF 585.00+ 40.90
500CHF 614.30CHF 573.40+ 40.90
1'000CHF 585.10CHF 544.20+ 40.90
1'500CHF 555.90CHF 515.00+ 40.90
2'000CHF 526.80CHF 485.90+ 40.90
2'500CHF 497.60CHF 456.70+ 40.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAÖKK
Family doctorCHF 538.30CHF 526.50
HMO practiceCHF 541.50CHF 520.70
Other modelCHF 568.10CHF 526.50
Free choice of doctorCHF 625.90CHF 585.00

How they moved in this region

Against 2025, SWICA moves by + 3.5 % and ÖKK by + 5.7 % in this region.

SWICA, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.