SWICA or Sanitas in Region 1 of canton Basel-Landschaft?
In Region 1, Sanitas is CHF 141.60 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 558.30 a month, SWICA to CHF 570.10. The gap is CHF 141.60 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
SWICA ranks 6 and Sanitas ranks 1, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Sanitas | Gap |
|---|---|---|---|
| 300 | CHF 674.60 | CHF 656.80 | + 17.80 |
| 500 | CHF 663.00 | CHF 645.20 | + 17.80 |
| 1'000 | CHF 633.80 | CHF 616.00 | + 17.80 |
| 1'500 | CHF 604.60 | CHF 586.80 | + 17.80 |
| 2'000 | CHF 575.50 | CHF 557.70 | + 17.80 |
| 2'500 | CHF 546.30 | CHF 528.50 | + 17.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Sanitas |
|---|---|---|
| Family doctor | CHF 570.10 | CHF 571.40 |
| HMO practice | CHF 573.50 | CHF 597.70 |
| Other model | CHF 612.20 | CHF 558.30 |
| Free choice of doctor | CHF 674.60 | CHF 656.80 |
How they moved in this region
Against 2025, SWICA moves by + 3.5 % and Sanitas by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.