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SWICA or Sanitas in Region 2 of canton Basel-Landschaft?

In Region 2, SWICA is CHF 216.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 538.30 a month, Sanitas to CHF 556.30. The gap is CHF 216.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to SWICA is worth CHF 522.00 more a year. Agrisano

Where they stand in the region

SWICA ranks 9 and Sanitas ranks 14, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICASanitasGap
300CHF 625.90CHF 639.40− 13.50
500CHF 614.30CHF 627.80− 13.50
1'000CHF 585.10CHF 598.60− 13.50
1'500CHF 555.90CHF 569.40− 13.50
2'000CHF 526.80CHF 540.30− 13.50
2'500CHF 497.60CHF 511.10− 13.50

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICASanitas
Family doctorCHF 538.30CHF 556.30
HMO practiceCHF 541.50CHF 581.90
Other modelCHF 568.10CHF 575.50
Free choice of doctorCHF 625.90CHF 639.40

How they moved in this region

Against 2025, SWICA moves by + 3.5 % and Sanitas by + 2.9 % in this region.

SWICA, Sanitas, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.