SWICA or Visana in Region 1 of canton Basel-Landschaft?

In Region 1, SWICA is CHF 270.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 570.10 a month, Visana to CHF 592.60. The gap is CHF 270.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to SWICA is worth CHF 141.60 more a year. Sanitas

SWICA ranks 6 and Visana ranks 12, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	Visana	Gap
300	CHF 674.60	CHF 693.00	− 18.40
500	CHF 663.00	CHF 686.30	− 23.30
1'000	CHF 633.80	CHF 652.20	− 18.40
1'500	CHF 604.60	CHF 623.00	− 18.40
2'000	CHF 575.50	CHF 593.80	− 18.30
2'500	CHF 546.30	CHF 564.70	− 18.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 3.5 % and Visana by + 5.8 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.