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SWICA or Visana in Region 2 of canton Basel-Landschaft?

In Region 2, Visana is CHF 153.60 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 525.50 a month, SWICA to CHF 538.30. The gap is CHF 153.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Visana is worth CHF 368.40 more a year. Agrisano

Where they stand in the region

SWICA ranks 9 and Visana ranks 4, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAVisanaGap
300CHF 625.90CHF 606.80+ 19.10
500CHF 614.30CHF 600.10+ 14.20
1'000CHF 585.10CHF 566.00+ 19.10
1'500CHF 555.90CHF 536.80+ 19.10
2'000CHF 526.80CHF 507.60+ 19.20
2'500CHF 497.60CHF 478.50+ 19.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAVisana
Family doctorCHF 538.30CHF 525.50
HMO practiceCHF 541.50CHF 538.90
Other modelCHF 568.10CHF 534.00
Free choice of doctorCHF 625.90CHF 606.80

How they moved in this region

Against 2025, SWICA moves by + 3.5 % and Visana by + 7.1 % in this region.

SWICA, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.