Skip to content
Sophie

SWICA or Visana in Region 2 of canton Bern?

In Region 2, Visana is CHF 225.60 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 493.60 a month, SWICA to CHF 512.40. The gap is CHF 225.60 a year, 300-franc deductible, accident cover included.

What the question hides

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

SWICA ranks 7 and Visana ranks 1, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAVisanaGap
300CHF 613.60CHF 587.50+ 26.10
500CHF 602.00CHF 580.80+ 21.20
1'000CHF 572.80CHF 546.70+ 26.10
1'500CHF 543.60CHF 517.50+ 26.10
2'000CHF 514.50CHF 488.30+ 26.20
2'500CHF 485.30CHF 459.20+ 26.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAVisana
Family doctorCHF 512.40CHF 527.60
HMO practiceCHF 521.60CHF 493.60
Other modelCHF 550.80CHF 505.30
Free choice of doctorCHF 613.60CHF 587.50

How they moved in this region

Against 2025, SWICA moves by + 0.7 % and Visana by + 6.7 % in this region.

SWICA, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.