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SWICA or Visana in Region 1 of canton Ticino?

In Region 1, SWICA is CHF 171.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 669.50 a month, Visana to CHF 683.80. The gap is CHF 171.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to SWICA is worth CHF 1'027.20 more a year. Agrisano

Where they stand in the region

SWICA ranks 16 and Visana ranks 18, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAVisanaGap
300CHF 826.50CHF 819.80+ 6.70
500CHF 814.90CHF 813.10+ 1.80
1'000CHF 785.70CHF 779.00+ 6.70
1'500CHF 756.50CHF 749.80+ 6.70
2'000CHF 727.40CHF 720.60+ 6.80
2'500CHF 698.20CHF 691.50+ 6.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAVisana
Family doctorCHF 669.50CHF 721.50
HMO practiceCHF 719.10CHF 683.80
Other modelCHF 768.70CHF 721.50
Free choice of doctorCHF 826.50CHF 819.80

How they moved in this region

Against 2025, SWICA moves by + 7.5 % and Visana by + 7.0 % in this region.

SWICA, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.